Call reports 2012
ARKANSAS COUNTY BANK — 2012
What ARKANSAS COUNTY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 159,254,000 | 164,570,000 | 165,356,000 | 170,975,000 |
| Total loans | 90,668,000 | 112,100,000 | 112,420,000 | 95,671,000 |
| Allowance for loan losses | 865,000 | 840,000 | 896,000 | 1,049,000 |
| Securities available for sale | 39,182,000 | 37,296,000 | 32,979,000 | 41,335,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,038,000 | 124,700,000 | 125,611,000 | 136,933,000 |
| Interest-bearing deposits | 102,933,000 | 104,002,000 | 103,144,000 | 111,150,000 |
| Noninterest-bearing deposits | 24,105,000 | 20,698,000 | 22,467,000 | 25,783,000 |
| Equity capital | 17,073,000 | 15,492,000 | 16,459,000 | 16,791,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,708,000 | 3,607,000 | 5,733,000 | 7,528,000 |
| Interest expense | 286,000 | 575,000 | 858,000 | 1,126,000 |
| Net interest income | 1,422,000 | 3,032,000 | 4,875,000 | 6,402,000 |
| Noninterest income | 108,000 | 217,000 | 317,000 | 454,000 |
| Noninterest expense | 1,108,000 | 2,199,000 | 3,186,000 | 4,289,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 220,000 |
| Pretax income | 391,000 | 1,018,000 | 1,927,000 | 2,427,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 391,000 | 1,018,000 | 1,927,000 | 2,427,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,935,000 | 14,261,000 | 15,171,000 | 15,670,000 |
| Total capital | 16,800,000 | 15,101,000 | 16,067,000 | 16,719,000 |
| Risk-weighted assets | 107,008,000 | 125,281,000 | 125,852,000 | 114,889,000 |