Call reports 2011
ARKANSAS COUNTY BANK — 2011
What ARKANSAS COUNTY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 149,423,000 | 156,764,000 | 162,333,000 | 157,687,000 |
| Total loans | 86,296,000 | 103,988,000 | 109,413,000 | 92,120,000 |
| Allowance for loan losses | 754,000 | 757,000 | 741,000 | 892,000 |
| Securities available for sale | 32,543,000 | 32,736,000 | 32,472,000 | 36,659,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,626,000 | 118,689,000 | 119,272,000 | 126,212,000 |
| Interest-bearing deposits | 101,364,000 | 99,029,000 | 98,437,000 | 102,487,000 |
| Noninterest-bearing deposits | 21,262,000 | 19,660,000 | 20,835,000 | 23,725,000 |
| Equity capital | 14,007,000 | 15,074,000 | 16,199,000 | 16,606,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,755,000 | 3,701,000 | 5,913,000 | 7,840,000 |
| Interest expense | 358,000 | 693,000 | 1,018,000 | 1,325,000 |
| Net interest income | 1,397,000 | 3,008,000 | 4,895,000 | 6,515,000 |
| Noninterest income | 96,000 | 224,000 | 340,000 | 440,000 |
| Noninterest expense | 1,034,000 | 2,168,000 | 3,174,000 | 4,242,000 |
| Provision for loan losses | 95,000 | 110,000 | 225,000 | 390,000 |
| Pretax income | 364,000 | 955,000 | 1,835,000 | 2,339,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 364,000 | 955,000 | 1,835,000 | 2,339,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,568,000 | 14,159,000 | 15,040,000 | 15,543,000 |
| Total capital | 14,322,000 | 14,916,000 | 15,781,000 | 16,435,000 |
| Risk-weighted assets | 101,561,000 | 117,195,000 | 123,243,000 | 108,038,000 |