Call reports 2010
ARKANSAS COUNTY BANK — 2010
What ARKANSAS COUNTY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 146,844,000 | 155,781,000 | 147,279,000 | 151,138,000 |
| Total loans | 81,438,000 | 96,847,000 | 100,748,000 | 89,990,000 |
| Allowance for loan losses | 625,000 | 640,000 | 661,000 | 704,000 |
| Securities available for sale | 36,428,000 | 32,350,000 | 21,755,000 | 33,088,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,511,000 | 116,353,000 | 116,999,000 | 121,576,000 |
| Interest-bearing deposits | 102,380,000 | 97,447,000 | 98,302,000 | 100,908,000 |
| Noninterest-bearing deposits | 18,131,000 | 18,906,000 | 18,697,000 | 20,668,000 |
| Equity capital | 14,409,000 | 15,413,000 | 16,027,000 | 13,578,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,762,000 | 3,723,000 | 5,884,000 | 7,890,000 |
| Interest expense | 496,000 | 940,000 | 1,384,000 | 1,785,000 |
| Net interest income | 1,266,000 | 2,783,000 | 4,500,000 | 6,105,000 |
| Noninterest income | 108,000 | 251,000 | 361,000 | 473,000 |
| Noninterest expense | 1,056,000 | 2,072,000 | 3,119,000 | 4,113,000 |
| Provision for loan losses | 115,000 | 130,000 | 230,000 | 325,000 |
| Pretax income | 269,000 | 898,000 | 1,588,000 | 2,213,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 269,000 | 898,000 | 1,588,000 | 2,213,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,761,000 | 14,390,000 | 15,080,000 | 13,204,000 |
| Total capital | 14,386,000 | 15,030,000 | 15,741,000 | 13,908,000 |
| Risk-weighted assets | 94,843,000 | 108,537,000 | 110,479,000 | 104,799,000 |