Call reports 2026
CITIZENS STATE BANK, THE — 2026
What CITIZENS STATE BANK, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 336,820,000 | 336,186,000 |
| Total loans | 211,308,000 | 224,825,000 |
| Allowance for loan losses | 2,465,000 | 2,966,000 |
| Securities available for sale | 71,783,000 | 68,519,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 295,755,000 | 294,521,000 |
| Interest-bearing deposits | 206,565,000 | 207,316,000 |
| Noninterest-bearing deposits | 89,190,000 | 87,205,000 |
| Equity capital | 38,397,000 | 39,398,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 4,552,000 | 9,279,000 |
| Interest expense | 846,000 | 1,657,000 |
| Net interest income | 3,706,000 | 7,622,000 |
| Noninterest income | 400,000 | 782,000 |
| Noninterest expense | 1,839,000 | 3,949,000 |
| Provision for loan losses | 0 | 500,000 |
| Pretax income | 2,255,000 | 3,964,000 |
| Income tax | 525,000 | 918,000 |
| Net income | 1,730,000 | 3,046,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 40,075,000 | 41,306,000 |