Call reports 2021
CITIZENS STATE BANK, THE — 2021
What CITIZENS STATE BANK, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 249,094,000 | 256,497,000 | 255,979,000 | 320,140,000 |
| Total loans | 125,270,000 | 129,421,000 | 124,663,000 | 145,796,000 |
| Allowance for loan losses | 1,808,000 | 1,809,000 | 1,809,000 | 1,809,000 |
| Securities available for sale | 53,851,000 | 54,717,000 | 64,671,000 | 74,384,000 |
| Securities held to maturity | 1,000 | 1,000 | 1,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 224,355,000 | 231,335,000 | 230,727,000 | 288,201,000 |
| Interest-bearing deposits | 150,936,000 | 160,715,000 | 158,838,000 | 198,492,000 |
| Noninterest-bearing deposits | 73,418,000 | 70,620,000 | 71,889,000 | 89,708,000 |
| Equity capital | 22,939,000 | 23,166,000 | 23,584,000 | 28,245,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,935,000 | 3,765,000 | 5,889,000 | 8,286,000 |
| Interest expense | 105,000 | 201,000 | 295,000 | 406,000 |
| Net interest income | 1,830,000 | 3,564,000 | 5,594,000 | 7,880,000 |
| Noninterest income | 256,000 | 529,000 | 811,000 | 1,157,000 |
| Noninterest expense | 1,076,000 | 2,536,000 | 4,095,000 | 6,145,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,010,000 | 1,557,000 | 2,310,000 | 2,992,000 |
| Income tax | 155,000 | 274,000 | 431,000 | 597,000 |
| Net income | 855,000 | 1,283,000 | 1,879,000 | 2,395,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,230,000 | 22,508,000 | 22,955,000 | 26,889,000 |