Call reports 2017
CITIZENS STATE BANK, THE — 2017
What CITIZENS STATE BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 187,578,000 | 187,532,000 | 184,105,000 | 189,409,000 |
| Total loans | 130,543,000 | 134,491,000 | 128,069,000 | 131,728,000 |
| Allowance for loan losses | 1,105,000 | 1,128,000 | 1,124,000 | 1,124,000 |
| Securities available for sale | 29,189,000 | 28,316,000 | 28,762,000 | 29,482,000 |
| Securities held to maturity | 1,000 | 1,000 | 1,000 | 1,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,798,000 | 171,515,000 | 167,708,000 | 173,191,000 |
| Interest-bearing deposits | 122,776,000 | 124,354,000 | 120,633,000 | 123,863,000 |
| Noninterest-bearing deposits | 49,022,000 | 47,161,000 | 47,075,000 | 49,328,000 |
| Equity capital | 14,977,000 | 15,403,000 | 15,748,000 | 15,587,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,837,000 | 3,750,000 | 5,665,000 | 7,580,000 |
| Interest expense | 112,000 | 227,000 | 356,000 | 492,000 |
| Net interest income | 1,725,000 | 3,523,000 | 5,309,000 | 7,088,000 |
| Noninterest income | 172,000 | 328,000 | 498,000 | 712,000 |
| Noninterest expense | 1,251,000 | 2,556,000 | 3,877,000 | 5,359,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 646,000 | 1,295,000 | 1,930,000 | 2,441,000 |
| Income tax | 208,000 | 444,000 | 665,000 | 1,093,000 |
| Net income | 438,000 | 851,000 | 1,265,000 | 1,348,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,659,000 | 15,045,000 | 15,418,000 | 15,594,000 |
| Total capital | 15,764,000 | 16,173,000 | 16,542,000 | 16,718,000 |
| Risk-weighted assets | 128,040,000 | 130,904,000 | 124,915,000 | 130,815,000 |