Call reports 2010

CITIZENS STATE BANK, THE — 2010

Name: CITIZENS STATE BANK, THE — FFIEC call report 2010
Creator: CITIZENS STATE BANK, THE

What CITIZENS STATE BANK, THE reported to the FFIEC in 2010, quarter by quarter.

PERIOD: 2010SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/0a088d97-e3d3-4b97-9416-40d475d29513/2010

Balance sheet

What the bank holds and owes at quarter end

Measure	2010Q1	2010Q2	2010Q3	2010Q4
Total assets	90,132,000	93,912,000	91,500,000	122,003,000
Total loans	59,544,000	61,849,000	59,371,000	78,581,000
Allowance for loan losses	462,000	527,000	677,000	758,000
Securities available for sale	18,442,000	21,051,000	21,752,000	29,162,000
Securities held to maturity	275,000	271,000	258,000	243,000
Trading assets	0	0	0	0
Total deposits	79,713,000	83,426,000	81,166,000	109,231,000
Interest-bearing deposits	63,277,000	62,430,000	60,688,000	87,006,000
Noninterest-bearing deposits	16,436,000	20,996,000	20,478,000	22,225,000
Equity capital	8,198,000	8,411,000	8,471,000	10,796,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2010Q1	2010Q2	2010Q3	2010Q4
Interest income	1,145,000	2,299,000	3,459,000	4,819,000
Interest expense	195,000	378,000	551,000	757,000
Net interest income	950,000	1,921,000	2,908,000	4,062,000
Noninterest income	105,000	213,000	342,000	491,000
Noninterest expense	672,000	1,345,000	2,125,000	3,309,000
Provision for loan losses	0	60,000	210,000	285,000
Pretax income	383,000	729,000	915,000	959,000
Income tax	136,000	257,000	317,000	318,000
Net income	247,000	472,000	598,000	641,000

Basel measures — not reported for every quarter

Measure	2010Q1	2010Q2	2010Q3	2010Q4
Tier 1 capital	7,947,000	8,120,000	8,195,000	10,216,000
Total capital	8,409,000	8,647,000	8,872,000	10,974,000
Risk-weighted assets	58,021,000	59,931,000	57,819,000	77,094,000