Call reports 2025
FIRST STATE BANK OF LIVINGSTON — 2025
What FIRST STATE BANK OF LIVINGSTON reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 720,653,000 | 678,530,000 | 694,846,000 | 706,722,000 |
| Total loans | 220,558,000 | 218,703,000 | 220,231,000 | 220,119,000 |
| Allowance for loan losses | 2,445,000 | 2,387,000 | 2,709,000 | 2,667,000 |
| Securities available for sale | 408,674,000 | 397,189,000 | 392,316,000 | 392,554,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 15,861,000 | 15,957,000 | 5,235,000 | 5,301,000 |
| Total deposits | 633,490,000 | 593,262,000 | 602,690,000 | 614,963,000 |
| Interest-bearing deposits | 447,369,000 | 406,853,000 | 398,773,000 | 421,576,000 |
| Noninterest-bearing deposits | 186,121,000 | 186,409,000 | 203,917,000 | 193,387,000 |
| Equity capital | 84,342,000 | 82,089,000 | 88,984,000 | 89,105,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 8,079,000 | 15,901,000 | 23,221,000 | 30,806,000 |
| Interest expense | 2,819,000 | 5,333,000 | 7,531,000 | 9,622,000 |
| Net interest income | 5,260,000 | 10,568,000 | 15,690,000 | 21,184,000 |
| Noninterest income | 859,000 | 1,865,000 | 2,895,000 | 4,011,000 |
| Noninterest expense | 4,361,000 | 8,691,000 | 13,044,000 | 17,491,000 |
| Provision for loan losses | 0 | 0 | 330,000 | 330,000 |
| Pretax income | 1,758,000 | 3,742,000 | 5,211,000 | 7,374,000 |
| Income tax | 175,000 | 384,000 | 478,000 | 709,000 |
| Net income | 1,583,000 | 3,358,000 | 4,733,000 | 6,665,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 108,635,000 | 109,410,000 | 110,786,000 | 110,217,000 |