Call reports 2024
FIRST STATE BANK OF LIVINGSTON — 2024
What FIRST STATE BANK OF LIVINGSTON reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 730,807,000 | 694,856,000 | 689,499,000 | 704,411,000 |
| Total loans | 209,426,000 | 210,040,000 | 215,500,000 | 219,105,000 |
| Allowance for loan losses | 2,544,000 | 2,530,000 | 2,521,000 | 2,478,000 |
| Securities available for sale | 403,897,000 | 417,054,000 | 413,789,000 | 398,908,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 15,456,000 | 15,518,000 | 15,756,000 | 15,884,000 |
| Total deposits | 648,895,000 | 610,228,000 | 597,434,000 | 622,150,000 |
| Interest-bearing deposits | 454,339,000 | 421,777,000 | 412,045,000 | 433,733,000 |
| Noninterest-bearing deposits | 194,556,000 | 188,451,000 | 185,389,000 | 188,417,000 |
| Equity capital | 79,075,000 | 81,744,000 | 89,037,000 | 79,783,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 8,327,000 | 16,766,000 | 25,035,000 | 33,117,000 |
| Interest expense | 3,064,000 | 6,039,000 | 8,887,000 | 11,501,000 |
| Net interest income | 5,263,000 | 10,727,000 | 16,148,000 | 21,616,000 |
| Noninterest income | 1,021,000 | 2,033,000 | 3,319,000 | 4,353,000 |
| Noninterest expense | 4,401,000 | 8,675,000 | 12,953,000 | 17,330,000 |
| Provision for loan losses | 10,000 | 20,000 | 20,000 | 20,000 |
| Pretax income | 1,873,000 | 4,065,000 | 6,494,000 | 8,619,000 |
| Income tax | 216,000 | 496,000 | 817,000 | 1,067,000 |
| Net income | 1,657,000 | 3,569,000 | 5,677,000 | 7,552,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 106,157,000 | 107,069,000 | 109,178,000 | 107,053,000 |