Call reports 2023
FIRST STATE BANK OF LIVINGSTON — 2023
What FIRST STATE BANK OF LIVINGSTON reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 440,955,000 | 422,329,000 | 412,258,000 | 696,690,000 |
| Total loans | 146,680,000 | 148,265,000 | 143,804,000 | 212,078,000 |
| Allowance for loan losses | 1,846,000 | 1,859,000 | 1,866,000 | 2,550,000 |
| Securities available for sale | 247,918,000 | 238,855,000 | 226,158,000 | 402,125,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 14,715,000 | 14,814,000 | 14,812,000 | 15,351,000 |
| Total deposits | 392,242,000 | 375,097,000 | 367,188,000 | 615,208,000 |
| Interest-bearing deposits | 275,272,000 | 264,380,000 | 259,974,000 | 421,639,000 |
| Noninterest-bearing deposits | 116,970,000 | 110,717,000 | 107,214,000 | 193,569,000 |
| Equity capital | 47,890,000 | 46,111,000 | 44,352,000 | 78,971,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,478,000 | 9,061,000 | 13,616,000 | 30,914,000 |
| Interest expense | 1,377,000 | 2,950,000 | 4,622,000 | 8,818,000 |
| Net interest income | 3,101,000 | 6,111,000 | 8,994,000 | 22,096,000 |
| Noninterest income | 1,041,000 | 1,902,000 | 2,715,000 | 4,908,000 |
| Noninterest expense | 2,688,000 | 5,535,000 | 8,299,000 | 17,726,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 105,000 |
| Pretax income | 1,999,000 | 3,008,000 | 3,925,000 | 9,727,000 |
| Income tax | 265,000 | 324,000 | 368,000 | 1,284,000 |
| Net income | 1,734,000 | 2,684,000 | 3,557,000 | 8,443,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,284,000 | 60,734,000 | 61,607,000 | 104,500,000 |