Call reports 2022
FIRST STATE BANK OF LIVINGSTON — 2022
What FIRST STATE BANK OF LIVINGSTON reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 444,021,000 | 434,999,000 | 430,871,000 | 437,564,000 |
| Total loans | 142,574,000 | 143,073,000 | 142,888,000 | 149,024,000 |
| Allowance for loan losses | 1,763,000 | 1,797,000 | 1,789,000 | 1,840,000 |
| Securities available for sale | 230,623,000 | 234,643,000 | 236,927,000 | 238,126,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 13,983,000 | 13,648,000 | 13,585,000 | 14,446,000 |
| Total deposits | 392,838,000 | 389,568,000 | 389,045,000 | 394,315,000 |
| Interest-bearing deposits | 272,285,000 | 269,225,000 | 269,371,000 | 274,101,000 |
| Noninterest-bearing deposits | 120,553,000 | 120,343,000 | 119,674,000 | 120,214,000 |
| Equity capital | 50,804,000 | 45,022,000 | 41,261,000 | 42,773,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,559,000 | 5,341,000 | 8,661,000 | 12,633,000 |
| Interest expense | 174,000 | 458,000 | 1,008,000 | 1,991,000 |
| Net interest income | 2,385,000 | 4,883,000 | 7,653,000 | 10,642,000 |
| Noninterest income | 142,000 | 639,000 | 1,443,000 | 3,085,000 |
| Noninterest expense | 2,597,000 | 5,261,000 | 7,881,000 | 10,571,000 |
| Provision for loan losses | 0 | 0 | 0 | 60,000 |
| Pretax income | -70,000 | 261,000 | 1,215,000 | 3,096,000 |
| Income tax | -157,000 | -245,000 | -197,000 | 44,000 |
| Net income | 87,000 | 506,000 | 1,412,000 | 3,052,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,085,000 | 56,504,000 | 57,409,000 | 58,550,000 |