Call reports 2021
FIRST STATE BANK OF LIVINGSTON — 2021
What FIRST STATE BANK OF LIVINGSTON reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 414,693,000 | 420,821,000 | 420,907,000 | 440,582,000 |
| Total loans | 153,031,000 | 148,446,000 | 145,810,000 | 143,448,000 |
| Allowance for loan losses | 1,801,000 | 1,805,000 | 1,775,000 | 1,763,000 |
| Securities available for sale | 194,528,000 | 209,830,000 | 209,824,000 | 211,433,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 11,954,000 | 12,032,000 | 14,535,000 | 14,611,000 |
| Total deposits | 355,629,000 | 360,020,000 | 360,635,000 | 380,940,000 |
| Interest-bearing deposits | 243,378,000 | 248,085,000 | 246,024,000 | 263,246,000 |
| Noninterest-bearing deposits | 112,251,000 | 111,935,000 | 114,611,000 | 117,694,000 |
| Equity capital | 57,858,000 | 59,182,000 | 59,078,000 | 58,738,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,648,000 | 5,361,000 | 8,299,000 | 10,915,000 |
| Interest expense | 207,000 | 403,000 | 584,000 | 753,000 |
| Net interest income | 2,441,000 | 4,958,000 | 7,715,000 | 10,162,000 |
| Noninterest income | 732,000 | 1,559,000 | 2,399,000 | 3,295,000 |
| Noninterest expense | 2,567,000 | 5,052,000 | 7,576,000 | 10,309,000 |
| Provision for loan losses | 20,000 | 20,000 | 20,000 | 20,000 |
| Pretax income | 586,000 | 1,445,000 | 2,518,000 | 3,128,000 |
| Income tax | -44,000 | -12,000 | 68,000 | 62,000 |
| Net income | 630,000 | 1,457,000 | 2,450,000 | 3,066,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,562,000 | 54,889,000 | 55,881,000 | 55,998,000 |