Call reports 2020
FIRST STATE BANK OF LIVINGSTON — 2020
What FIRST STATE BANK OF LIVINGSTON reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 369,205,000 | 390,327,000 | 376,822,000 | 403,063,000 |
| Total loans | 159,058,000 | 159,859,000 | 160,942,000 | 158,315,000 |
| Allowance for loan losses | 1,748,000 | 1,762,000 | 1,717,000 | 1,777,000 |
| Securities available for sale | 170,754,000 | 176,162,000 | 177,261,000 | 182,770,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 9,030,000 | 9,267,000 | 9,373,000 | 9,438,000 |
| Total deposits | 312,913,000 | 331,156,000 | 316,780,000 | 342,391,000 |
| Interest-bearing deposits | 226,476,000 | 221,292,000 | 216,092,000 | 231,924,000 |
| Noninterest-bearing deposits | 86,437,000 | 109,864,000 | 100,688,000 | 110,467,000 |
| Equity capital | 54,906,000 | 57,155,000 | 58,317,000 | 58,931,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,147,000 | 6,093,000 | 8,761,000 | 11,405,000 |
| Interest expense | 463,000 | 707,000 | 938,000 | 1,152,000 |
| Net interest income | 2,684,000 | 5,386,000 | 7,823,000 | 10,253,000 |
| Noninterest income | 1,110,000 | 2,023,000 | 2,834,000 | 3,632,000 |
| Noninterest expense | 2,456,000 | 4,882,000 | 7,382,000 | 9,920,000 |
| Provision for loan losses | 0 | 30,000 | 70,000 | 150,000 |
| Pretax income | 1,338,000 | 2,497,000 | 3,205,000 | 3,815,000 |
| Income tax | 128,000 | 229,000 | 233,000 | 218,000 |
| Net income | 1,210,000 | 2,268,000 | 2,972,000 | 3,597,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,468,000 | 53,044,000 | 53,768,000 | 53,912,000 |