Call reports 2019
FIRST STATE BANK OF LIVINGSTON — 2019
What FIRST STATE BANK OF LIVINGSTON reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 350,754,000 | 337,297,000 | 335,517,000 | 344,655,000 |
| Total loans | 149,135,000 | 153,524,000 | 150,170,000 | 153,894,000 |
| Allowance for loan losses | 1,754,000 | 1,737,000 | 1,724,000 | 1,708,000 |
| Securities available for sale | 155,408,000 | 154,091,000 | 149,897,000 | 151,704,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 8,430,000 | 8,557,000 | 8,640,000 | 8,689,000 |
| Total deposits | 296,340,000 | 281,578,000 | 278,890,000 | 289,457,000 |
| Interest-bearing deposits | 205,269,000 | 197,440,000 | 199,356,000 | 209,906,000 |
| Noninterest-bearing deposits | 91,071,000 | 84,138,000 | 79,534,000 | 79,551,000 |
| Equity capital | 53,416,000 | 54,786,000 | 54,940,000 | 53,889,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,107,000 | 6,275,000 | 9,336,000 | 12,336,000 |
| Interest expense | 521,000 | 1,013,000 | 1,503,000 | 1,971,000 |
| Net interest income | 2,586,000 | 5,262,000 | 7,833,000 | 10,365,000 |
| Noninterest income | 885,000 | 1,743,000 | 2,660,000 | 3,528,000 |
| Noninterest expense | 2,348,000 | 4,890,000 | 7,285,000 | 9,775,000 |
| Provision for loan losses | 160,000 | 160,000 | 160,000 | 160,000 |
| Pretax income | 963,000 | 1,955,000 | 3,048,000 | 3,958,000 |
| Income tax | 91,000 | 188,000 | 304,000 | 380,000 |
| Net income | 872,000 | 1,767,000 | 2,744,000 | 3,578,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,725,000 | 51,638,000 | 51,885,000 | 51,239,000 |
| Total capital | 52,479,000 | 53,375,000 | 53,609,000 | 52,947,000 |
| Risk-weighted assets | 146,425,000 | 144,170,000 | 139,786,000 | 144,801,000 |