Call reports 2018
FIRST STATE BANK OF LIVINGSTON — 2018
What FIRST STATE BANK OF LIVINGSTON reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 339,884,000 | 334,596,000 | 331,774,000 | 338,561,000 |
| Total loans | 137,803,000 | 138,138,000 | 143,032,000 | 147,673,000 |
| Allowance for loan losses | 1,492,000 | 1,483,000 | 1,488,000 | 1,594,000 |
| Securities available for sale | 150,600,000 | 153,050,000 | 152,584,000 | 156,982,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 8,028,000 | 8,087,000 | 8,114,000 | 8,302,000 |
| Total deposits | 286,797,000 | 281,168,000 | 278,644,000 | 285,290,000 |
| Interest-bearing deposits | 207,077,000 | 202,305,000 | 193,927,000 | 201,307,000 |
| Noninterest-bearing deposits | 79,720,000 | 78,863,000 | 84,717,000 | 83,983,000 |
| Equity capital | 52,067,000 | 52,415,000 | 52,123,000 | 52,182,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,774,000 | 5,624,000 | 8,638,000 | 11,709,000 |
| Interest expense | 344,000 | 702,000 | 1,073,000 | 1,507,000 |
| Net interest income | 2,430,000 | 4,922,000 | 7,565,000 | 10,202,000 |
| Noninterest income | 680,000 | 1,508,000 | 2,320,000 | 3,241,000 |
| Noninterest expense | 2,362,000 | 4,646,000 | 6,977,000 | 9,511,000 |
| Provision for loan losses | 80,000 | 160,000 | 300,000 | 420,000 |
| Pretax income | 668,000 | 1,624,000 | 2,608,000 | 3,512,000 |
| Income tax | 46,000 | 152,000 | 261,000 | 341,000 |
| Net income | 622,000 | 1,472,000 | 2,347,000 | 3,171,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,728,000 | 49,596,000 | 49,991,000 | 49,835,000 |
| Total capital | 50,220,000 | 51,079,000 | 51,479,000 | 51,429,000 |
| Risk-weighted assets | 135,769,000 | 137,648,000 | 142,990,000 | 143,767,000 |