Call reports 2017
FIRST STATE BANK OF LIVINGSTON — 2017
What FIRST STATE BANK OF LIVINGSTON reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 326,566,000 | 323,946,000 | 323,665,000 | 328,004,000 |
| Total loans | 129,372,000 | 134,331,000 | 133,779,000 | 137,783,000 |
| Allowance for loan losses | 1,451,000 | 1,454,000 | 1,432,000 | 1,490,000 |
| Securities available for sale | 157,101,000 | 159,226,000 | 151,781,000 | 151,342,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 7,923,000 | 8,006,000 | 8,025,000 | 8,087,000 |
| Total deposits | 273,690,000 | 270,126,000 | 269,830,000 | 274,915,000 |
| Interest-bearing deposits | 200,246,000 | 195,059,000 | 193,237,000 | 199,884,000 |
| Noninterest-bearing deposits | 73,444,000 | 75,067,000 | 76,593,000 | 75,031,000 |
| Equity capital | 50,872,000 | 51,681,000 | 51,730,000 | 52,195,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,509,000 | 5,164,000 | 7,817,000 | 10,526,000 |
| Interest expense | 259,000 | 527,000 | 792,000 | 1,079,000 |
| Net interest income | 2,250,000 | 4,637,000 | 7,025,000 | 9,447,000 |
| Noninterest income | 777,000 | 1,609,000 | 2,370,000 | 3,158,000 |
| Noninterest expense | 2,306,000 | 4,539,000 | 6,923,000 | 9,241,000 |
| Provision for loan losses | 0 | 20,000 | 60,000 | 140,000 |
| Pretax income | 721,000 | 1,687,000 | 2,412,000 | 3,224,000 |
| Income tax | 94,000 | 270,000 | 360,000 | 483,000 |
| Net income | 627,000 | 1,417,000 | 2,052,000 | 2,741,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,928,000 | 47,732,000 | 47,882,000 | 48,136,000 |
| Total capital | 48,379,000 | 49,186,000 | 49,314,000 | 49,626,000 |
| Risk-weighted assets | 129,575,000 | 132,374,000 | 130,227,000 | 136,052,000 |