Call reports 2016
FIRST STATE BANK OF LIVINGSTON — 2016
What FIRST STATE BANK OF LIVINGSTON reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 322,649,000 | 321,407,000 | 320,868,000 | 322,004,000 |
| Total loans | 127,639,000 | 121,999,000 | 121,149,000 | 125,072,000 |
| Allowance for loan losses | 1,443,000 | 1,494,000 | 1,459,000 | 1,459,000 |
| Securities available for sale | 162,234,000 | 165,006,000 | 160,372,000 | 153,599,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 5,334,000 | 7,977,000 | 7,978,000 | 7,854,000 |
| Total deposits | 269,485,000 | 267,470,000 | 266,595,000 | 269,533,000 |
| Interest-bearing deposits | 202,116,000 | 195,712,000 | 192,974,000 | 197,793,000 |
| Noninterest-bearing deposits | 67,369,000 | 71,758,000 | 73,621,000 | 71,740,000 |
| Equity capital | 50,619,000 | 51,078,000 | 51,525,000 | 50,562,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,672,000 | 5,377,000 | 7,991,000 | 10,601,000 |
| Interest expense | 253,000 | 493,000 | 723,000 | 956,000 |
| Net interest income | 2,419,000 | 4,884,000 | 7,268,000 | 9,645,000 |
| Noninterest income | 825,000 | 1,664,000 | 2,341,000 | 2,882,000 |
| Noninterest expense | 2,291,000 | 4,715,000 | 6,932,000 | 9,482,000 |
| Provision for loan losses | 60,000 | 100,000 | 100,000 | 100,000 |
| Pretax income | 890,000 | 1,827,000 | 2,671,000 | 3,045,000 |
| Income tax | 127,000 | 274,000 | 399,000 | 373,000 |
| Net income | 763,000 | 1,553,000 | 2,272,000 | 2,672,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,505,000 | 45,756,000 | 46,387,000 | 46,799,000 |
| Total capital | 46,948,000 | 47,251,000 | 47,846,000 | 48,258,000 |
| Risk-weighted assets | 137,156,000 | 132,983,000 | 129,393,000 | 130,663,000 |