Call reports 2015
FIRST STATE BANK OF LIVINGSTON — 2015
What FIRST STATE BANK OF LIVINGSTON reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 333,676,000 | 336,987,000 | 321,308,000 | 324,716,000 |
| Total loans | 124,550,000 | 126,417,000 | 130,918,000 | 130,254,000 |
| Allowance for loan losses | 1,194,000 | 1,240,000 | 1,293,000 | 1,399,000 |
| Securities available for sale | 166,624,000 | 167,952,000 | 163,824,000 | 157,535,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 5,108,000 | 5,122,000 | 5,202,000 | 5,261,000 |
| Total deposits | 281,037,000 | 285,145,000 | 268,659,000 | 272,119,000 |
| Interest-bearing deposits | 214,573,000 | 214,243,000 | 200,847,000 | 205,325,000 |
| Noninterest-bearing deposits | 66,464,000 | 70,902,000 | 67,812,000 | 66,794,000 |
| Equity capital | 49,200,000 | 48,838,000 | 49,747,000 | 50,095,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,725,000 | 5,429,000 | 8,191,000 | 10,924,000 |
| Interest expense | 259,000 | 514,000 | 758,000 | 994,000 |
| Net interest income | 2,466,000 | 4,915,000 | 7,433,000 | 9,930,000 |
| Noninterest income | 672,000 | 1,365,000 | 2,132,000 | 2,876,000 |
| Noninterest expense | 2,143,000 | 4,327,000 | 6,325,000 | 8,480,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 1,040,000 | 1,930,000 | 3,144,000 | 4,166,000 |
| Income tax | 184,000 | 313,000 | 546,000 | 708,000 |
| Net income | 856,000 | 1,617,000 | 2,598,000 | 3,458,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,367,000 | 43,678,000 | 44,659,000 | 45,420,000 |
| Total capital | 44,561,000 | 44,918,000 | 45,952,000 | 46,819,000 |
| Risk-weighted assets | 132,836,000 | 136,304,000 | 138,693,000 | 138,745,000 |