Call reports 2014
FIRST STATE BANK OF LIVINGSTON — 2014
What FIRST STATE BANK OF LIVINGSTON reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 315,766,000 | 307,721,000 | 317,122,000 | 325,338,000 |
| Total loans | 105,716,000 | 109,018,000 | 111,469,000 | 119,565,000 |
| Allowance for loan losses | 1,103,000 | 1,098,000 | 1,133,000 | 1,182,000 |
| Securities available for sale | 160,851,000 | 169,414,000 | 169,061,000 | 169,765,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 5,013,000 | 5,063,000 |
| Total deposits | 262,142,000 | 254,577,000 | 263,571,000 | 273,387,000 |
| Interest-bearing deposits | 202,398,000 | 193,211,000 | 201,102,000 | 210,185,000 |
| Noninterest-bearing deposits | 59,744,000 | 61,366,000 | 62,469,000 | 63,202,000 |
| Equity capital | 46,317,000 | 47,559,000 | 48,096,000 | 48,815,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,545,000 | 5,125,000 | 7,715,000 | 10,420,000 |
| Interest expense | 318,000 | 610,000 | 884,000 | 1,190,000 |
| Net interest income | 2,227,000 | 4,515,000 | 6,831,000 | 9,230,000 |
| Noninterest income | 693,000 | 1,487,000 | 2,252,000 | 2,986,000 |
| Noninterest expense | 2,146,000 | 4,322,000 | 6,321,000 | 8,466,000 |
| Provision for loan losses | 5,000 | 10,000 | 55,000 | 115,000 |
| Pretax income | 769,000 | 1,635,000 | 2,888,000 | 3,784,000 |
| Income tax | 115,000 | 258,000 | 524,000 | 654,000 |
| Net income | 654,000 | 1,377,000 | 2,364,000 | 3,130,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,034,000 | 41,758,000 | 42,295,000 | 42,961,000 |
| Total capital | 42,137,000 | 42,856,000 | 43,428,000 | 44,143,000 |
| Risk-weighted assets | 115,908,000 | 120,270,000 | 121,966,000 | 128,808,000 |