Call reports 2013
FIRST STATE BANK OF LIVINGSTON — 2013
What FIRST STATE BANK OF LIVINGSTON reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 310,009,000 | 301,441,000 | 297,027,000 | 307,773,000 |
| Total loans | 107,536,000 | 109,492,000 | 107,281,000 | 106,894,000 |
| Allowance for loan losses | 1,052,000 | 1,072,000 | 1,068,000 | 1,086,000 |
| Securities available for sale | 154,409,000 | 156,924,000 | 160,798,000 | 157,503,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 257,158,000 | 250,063,000 | 245,563,000 | 256,240,000 |
| Interest-bearing deposits | 197,845,000 | 189,855,000 | 186,282,000 | 197,764,000 |
| Noninterest-bearing deposits | 59,313,000 | 60,208,000 | 59,281,000 | 58,476,000 |
| Equity capital | 45,172,000 | 44,291,000 | 44,846,000 | 45,261,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,596,000 | 5,139,000 | 7,834,000 | 10,398,000 |
| Interest expense | 339,000 | 666,000 | 983,000 | 1,300,000 |
| Net interest income | 2,257,000 | 4,473,000 | 6,851,000 | 9,098,000 |
| Noninterest income | 760,000 | 1,591,000 | 2,388,000 | 3,168,000 |
| Noninterest expense | 2,119,000 | 4,245,000 | 6,448,000 | 8,565,000 |
| Provision for loan losses | 10,000 | 40,000 | 70,000 | 100,000 |
| Pretax income | 871,000 | 1,760,000 | 2,699,000 | 3,575,000 |
| Income tax | 170,000 | 342,000 | 512,000 | 665,000 |
| Net income | 701,000 | 1,418,000 | 2,187,000 | 2,910,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,021,000 | 39,339,000 | 40,109,000 | 40,831,000 |
| Total capital | 40,073,000 | 40,411,000 | 41,177,000 | 41,917,000 |
| Risk-weighted assets | 121,044,000 | 120,277,000 | 118,836,000 | 116,709,000 |