Call reports 2012
FIRST STATE BANK OF LIVINGSTON — 2012
What FIRST STATE BANK OF LIVINGSTON reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 301,487,000 | 293,865,000 | 295,097,000 | 302,917,000 |
| Total loans | 123,716,000 | 118,053,000 | 115,808,000 | 110,857,000 |
| Allowance for loan losses | 1,357,000 | 1,295,000 | 1,246,000 | 1,335,000 |
| Securities available for sale | 136,030,000 | 143,559,000 | 146,644,000 | 149,911,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 249,590,000 | 241,427,000 | 240,312,000 | 251,578,000 |
| Interest-bearing deposits | 196,165,000 | 189,750,000 | 187,011,000 | 195,218,000 |
| Noninterest-bearing deposits | 53,425,000 | 51,677,000 | 53,301,000 | 56,360,000 |
| Equity capital | 42,899,000 | 43,363,000 | 45,230,000 | 43,948,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,881,000 | 5,773,000 | 8,601,000 | 11,347,000 |
| Interest expense | 420,000 | 816,000 | 1,193,000 | 1,581,000 |
| Net interest income | 2,461,000 | 4,957,000 | 7,408,000 | 9,766,000 |
| Noninterest income | 1,105,000 | 1,876,000 | 2,630,000 | 3,383,000 |
| Noninterest expense | 2,082,000 | 4,184,000 | 6,319,000 | 8,521,000 |
| Provision for loan losses | 0 | 0 | 20,000 | 160,000 |
| Pretax income | 1,436,000 | 2,576,000 | 3,560,000 | 4,288,000 |
| Income tax | 241,000 | 498,000 | 703,000 | 818,000 |
| Net income | 1,195,000 | 2,078,000 | 2,857,000 | 3,470,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,445,000 | 38,728,000 | 39,506,000 | 38,321,000 |
| Total capital | 39,802,000 | 40,023,000 | 40,752,000 | 39,656,000 |
| Risk-weighted assets | 129,242,000 | 124,288,000 | 122,178,000 | 121,451,000 |