Call reports 2011
FIRST STATE BANK OF LIVINGSTON — 2011
What FIRST STATE BANK OF LIVINGSTON reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 289,103,000 | 290,188,000 | 283,152,000 | 289,886,000 |
| Total loans | 133,771,000 | 132,169,000 | 130,391,000 | 126,503,000 |
| Allowance for loan losses | 1,115,000 | 1,089,000 | 1,109,000 | 1,120,000 |
| Securities available for sale | 125,256,000 | 129,143,000 | 131,162,000 | 128,352,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 235,424,000 | 238,000,000 | 230,172,000 | 240,309,000 |
| Interest-bearing deposits | 189,837,000 | 190,999,000 | 180,530,000 | 190,546,000 |
| Noninterest-bearing deposits | 45,587,000 | 47,001,000 | 49,642,000 | 49,763,000 |
| Equity capital | 40,333,000 | 41,376,000 | 42,275,000 | 40,981,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,869,000 | 5,716,000 | 8,631,000 | 11,483,000 |
| Interest expense | 564,000 | 1,084,000 | 1,568,000 | 2,046,000 |
| Net interest income | 2,305,000 | 4,632,000 | 7,063,000 | 9,437,000 |
| Noninterest income | 826,000 | 2,147,000 | 2,984,000 | 3,760,000 |
| Noninterest expense | 2,097,000 | 4,241,000 | 6,372,000 | 8,631,000 |
| Provision for loan losses | 40,000 | 40,000 | 100,000 | 120,000 |
| Pretax income | 895,000 | 2,386,000 | 3,460,000 | 4,312,000 |
| Income tax | 152,000 | 346,000 | 572,000 | 719,000 |
| Net income | 743,000 | 2,040,000 | 2,888,000 | 3,593,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,201,000 | 37,497,000 | 38,345,000 | 37,250,000 |
| Total capital | 37,316,000 | 38,586,000 | 39,454,000 | 38,370,000 |
| Risk-weighted assets | 133,149,000 | 134,304,000 | 131,073,000 | 131,036,000 |