Call reports 2010
FIRST STATE BANK OF LIVINGSTON — 2010
What FIRST STATE BANK OF LIVINGSTON reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 281,097,000 | 274,330,000 | 273,969,000 | 280,148,000 |
| Total loans | 130,265,000 | 132,623,000 | 135,899,000 | 136,811,000 |
| Allowance for loan losses | 1,103,000 | 1,115,000 | 1,132,000 | 1,102,000 |
| Securities available for sale | 128,021,000 | 123,009,000 | 118,979,000 | 116,137,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 232,127,000 | 225,689,000 | 222,934,000 | 229,196,000 |
| Interest-bearing deposits | 188,053,000 | 181,555,000 | 178,726,000 | 184,556,000 |
| Noninterest-bearing deposits | 44,074,000 | 44,134,000 | 44,208,000 | 44,640,000 |
| Equity capital | 35,509,000 | 36,502,000 | 38,700,000 | 38,246,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,060,000 | 6,082,000 | 9,003,000 | 11,972,000 |
| Interest expense | 785,000 | 1,499,000 | 2,140,000 | 2,742,000 |
| Net interest income | 2,275,000 | 4,583,000 | 6,863,000 | 9,230,000 |
| Noninterest income | 787,000 | 1,585,000 | 2,412,000 | 3,176,000 |
| Noninterest expense | 2,111,000 | 4,238,000 | 6,292,000 | 8,371,000 |
| Provision for loan losses | 65,000 | 125,000 | 185,000 | 245,000 |
| Pretax income | 886,000 | 1,805,000 | 2,798,000 | 3,743,000 |
| Income tax | 159,000 | 317,000 | 504,000 | 676,000 |
| Net income | 727,000 | 1,488,000 | 2,294,000 | 3,067,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,617,000 | 35,379,000 | 36,184,000 | 35,457,000 |
| Total capital | 35,720,000 | 36,494,000 | 37,316,000 | 36,559,000 |
| Risk-weighted assets | 138,918,000 | 134,052,000 | 133,410,000 | 134,598,000 |