Call reports 2009
FIRST STATE BANK OF LIVINGSTON — 2009
What FIRST STATE BANK OF LIVINGSTON reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 270,920,000 | 262,459,000 | 262,391,000 | 270,709,000 |
| Total loans | 98,477,000 | 101,992,000 | 112,128,000 | 118,533,000 |
| Allowance for loan losses | 1,167,000 | 1,105,000 | 1,159,000 | 1,147,000 |
| Securities available for sale | 144,658,000 | 134,303,000 | 128,461,000 | 126,880,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 222,813,000 | 214,283,000 | 214,881,000 | 223,252,000 |
| Interest-bearing deposits | 174,684,000 | 170,099,000 | 171,908,000 | 179,093,000 |
| Noninterest-bearing deposits | 48,129,000 | 44,184,000 | 42,973,000 | 44,159,000 |
| Equity capital | 32,398,000 | 32,612,000 | 34,108,000 | 34,007,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,686,000 | 7,268,000 | 10,639,000 | 13,858,000 |
| Interest expense | 1,085,000 | 2,051,000 | 2,910,000 | 3,734,000 |
| Net interest income | 2,601,000 | 5,217,000 | 7,729,000 | 10,124,000 |
| Noninterest income | 717,000 | 1,474,000 | 2,243,000 | 3,093,000 |
| Noninterest expense | 1,807,000 | 3,784,000 | 5,649,000 | 7,637,000 |
| Provision for loan losses | 60,000 | 240,000 | 300,000 | 360,000 |
| Pretax income | 1,451,000 | 2,667,000 | 4,023,000 | 4,981,000 |
| Income tax | 341,000 | 604,000 | 886,000 | 1,008,000 |
| Net income | 1,110,000 | 2,063,000 | 3,137,000 | 3,973,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,041,000 | 34,994,000 | 35,054,000 | 33,890,000 |
| Total capital | 35,209,000 | 36,099,000 | 36,213,000 | 35,037,000 |
| Risk-weighted assets | 129,796,000 | 129,287,000 | 131,879,000 | 134,984,000 |