Call reports 2026
WESTSIDE STATE BANK — 2026
What WESTSIDE STATE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 259,424,000 | 268,714,000 |
| Total loans | 232,589,000 | 235,190,000 |
| Allowance for loan losses | 1,823,000 | 1,981,000 |
| Securities available for sale | 11,600,000 | 11,578,000 |
| Securities held to maturity | 1,070,000 | 1,470,000 |
| Trading assets | 0 | 0 |
| Total deposits | 190,695,000 | 208,411,000 |
| Interest-bearing deposits | 154,626,000 | 171,062,000 |
| Noninterest-bearing deposits | 36,069,000 | 37,349,000 |
| Equity capital | 20,767,000 | 24,180,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 3,967,000 | 8,126,000 |
| Interest expense | 1,557,000 | 3,214,000 |
| Net interest income | 2,410,000 | 4,912,000 |
| Noninterest income | 191,000 | 328,000 |
| Noninterest expense | 1,594,000 | 3,258,000 |
| Provision for loan losses | 180,000 | 360,000 |
| Pretax income | 827,000 | 1,622,000 |
| Income tax | 24,000 | 48,000 |
| Net income | 803,000 | 1,574,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 20,331,000 | 23,700,000 |
| Total capital | 22,154,000 | 25,681,000 |
| Risk-weighted assets | 189,796,000 | 192,833,000 |