Call report 2025Q4
WESTSIDE STATE BANK — 2025Q4
The 22 measures WESTSIDE STATE BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 255,043,000 | USD | evidence → |
| Total loans | 227,293,000 | USD | evidence → |
| Allowance for loan losses | 1,680,000 | USD | evidence → |
| Securities available for sale | 11,670,000 | USD | evidence → |
| Securities held to maturity | 1,570,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 187,993,000 | USD | evidence → |
| Interest-bearing deposits | 151,925,000 | USD | evidence → |
| Noninterest-bearing deposits | 36,068,000 | USD | evidence → |
| Equity capital | 20,170,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 15,005,000 | USD | evidence → |
| Interest expense | 6,064,000 | USD | evidence → |
| Net interest income | 8,941,000 | USD | evidence → |
| Noninterest income | 585,000 | USD | evidence → |
| Noninterest expense | 5,715,000 | USD | evidence → |
| Provision for loan losses | 642,000 | USD | evidence → |
| Pretax income | 3,169,000 | USD | evidence → |
| Income tax | 90,000 | USD | evidence → |
| Net income | 3,079,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,679,000 | USD | evidence → |
| Total capital | 21,359,000 | USD | evidence → |
| Risk-weighted assets | 185,751,000 | USD | evidence → |