Call reports 2022
WESTSIDE STATE BANK — 2022
What WESTSIDE STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 166,740,000 | 172,649,000 | 177,079,000 | 175,807,000 |
| Total loans | 122,475,000 | 128,849,000 | 135,911,000 | 136,271,000 |
| Allowance for loan losses | 873,000 | 914,000 | 925,000 | 918,000 |
| Securities available for sale | 15,430,000 | 18,035,000 | 18,612,000 | 20,226,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 143,597,000 | 150,209,000 | 145,896,000 | 149,667,000 |
| Interest-bearing deposits | 106,139,000 | 113,030,000 | 111,552,000 | 114,350,000 |
| Noninterest-bearing deposits | 37,458,000 | 37,179,000 | 34,344,000 | 35,317,000 |
| Equity capital | 12,041,000 | 12,220,000 | 12,048,000 | 11,858,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,462,000 | 3,074,000 | 4,899,000 | 6,898,000 |
| Interest expense | 154,000 | 314,000 | 517,000 | 966,000 |
| Net interest income | 1,308,000 | 2,760,000 | 4,382,000 | 5,932,000 |
| Noninterest income | 199,000 | 316,000 | 480,000 | 594,000 |
| Noninterest expense | 1,179,000 | 2,234,000 | 3,316,000 | 4,416,000 |
| Provision for loan losses | 42,000 | 90,000 | 138,000 | 186,000 |
| Pretax income | 286,000 | 752,000 | 1,408,000 | 1,924,000 |
| Income tax | 20,000 | 30,000 | 54,000 | 90,000 |
| Net income | 266,000 | 722,000 | 1,354,000 | 1,834,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,065,000 | 12,519,000 | 12,927,000 | 12,483,000 |
| Total capital | 12,938,000 | 13,433,000 | 13,852,000 | 13,401,000 |
| Risk-weighted assets | 118,167,000 | 121,499,000 | 124,059,000 | 123,840,000 |