Call reports 2021
WESTSIDE STATE BANK — 2021
What WESTSIDE STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 143,273,000 | 146,545,000 | 141,895,000 | 153,090,000 |
| Total loans | 116,889,000 | 117,631,000 | 116,871,000 | 116,475,000 |
| Allowance for loan losses | 1,006,000 | 1,023,000 | 1,051,000 | 861,000 |
| Securities available for sale | 7,834,000 | 8,536,000 | 11,908,000 | 12,010,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,972,000 | 120,945,000 | 119,839,000 | 129,139,000 |
| Interest-bearing deposits | 93,352,000 | 93,638,000 | 91,526,000 | 97,129,000 |
| Noninterest-bearing deposits | 26,620,000 | 27,307,000 | 28,313,000 | 32,011,000 |
| Equity capital | 11,765,000 | 12,422,000 | 13,330,000 | 12,604,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,347,000 | 4,041,000 | 6,142,000 | 7,602,000 |
| Interest expense | 170,000 | 328,000 | 479,000 | 632,000 |
| Net interest income | 1,177,000 | 3,713,000 | 5,663,000 | 6,970,000 |
| Noninterest income | 88,000 | 189,000 | 341,000 | 471,000 |
| Noninterest expense | 991,000 | 2,296,000 | 3,273,000 | 4,313,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 244,000 | 1,546,000 | 2,641,000 | 3,008,000 |
| Income tax | 18,000 | 33,000 | 63,000 | 133,000 |
| Net income | 226,000 | 1,513,000 | 2,578,000 | 2,875,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,909,000 | 11,582,000 | 12,517,000 | 11,902,000 |
| Total capital | 11,915,000 | 12,605,000 | 13,568,000 | 12,763,000 |
| Risk-weighted assets | 96,086,000 | 103,086,000 | 106,267,000 | 115,491,000 |