Call reports 2019
WESTSIDE STATE BANK — 2019
What WESTSIDE STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 108,100,000 | 106,137,000 | 119,608,000 | 124,208,000 |
| Total loans | 95,227,000 | 91,535,000 | 93,892,000 | 95,333,000 |
| Allowance for loan losses | 811,000 | 842,000 | 804,000 | 836,000 |
| Securities available for sale | 5,175,000 | 5,171,000 | 5,144,000 | 5,837,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,264,000 | 85,885,000 | 99,354,000 | 102,735,000 |
| Interest-bearing deposits | 76,846,000 | 74,032,000 | 78,583,000 | 78,619,000 |
| Noninterest-bearing deposits | 14,418,000 | 11,853,000 | 20,771,000 | 24,116,000 |
| Equity capital | 9,514,000 | 9,616,000 | 9,624,000 | 10,877,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,275,000 | 2,608,000 | 3,948,000 | 5,399,000 |
| Interest expense | 294,000 | 623,000 | 980,000 | 1,347,000 |
| Net interest income | 981,000 | 1,985,000 | 2,968,000 | 4,052,000 |
| Noninterest income | 150,000 | 253,000 | 407,000 | 562,000 |
| Noninterest expense | 855,000 | 1,747,000 | 2,686,000 | 3,640,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 246,000 | 431,000 | 599,000 | 854,000 |
| Income tax | 15,000 | 30,000 | 45,000 | 45,000 |
| Net income | 231,000 | 401,000 | 554,000 | 809,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,748,000 | 8,852,000 | 8,828,000 | 10,083,000 |
| Total capital | 9,559,000 | 9,694,000 | 9,632,000 | 10,919,000 |
| Risk-weighted assets | 80,977,000 | 80,002,000 | 89,297,000 | 103,628,000 |