Call reports 2018
WESTSIDE STATE BANK — 2018
What WESTSIDE STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 106,093,000 | 105,659,000 | 106,942,000 | 104,723,000 |
| Total loans | 91,431,000 | 91,147,000 | 92,608,000 | 90,535,000 |
| Allowance for loan losses | 775,000 | 802,000 | 832,000 | 780,000 |
| Securities available for sale | 6,011,000 | 4,988,000 | 4,958,000 | 5,258,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,151,000 | 84,763,000 | 83,574,000 | 85,587,000 |
| Interest-bearing deposits | 69,045,000 | 69,313,000 | 70,811,000 | 72,053,000 |
| Noninterest-bearing deposits | 17,106,000 | 15,451,000 | 12,763,000 | 13,534,000 |
| Equity capital | 9,385,000 | 9,334,000 | 9,625,000 | 9,750,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,150,000 | 2,369,000 | 3,622,000 | 4,895,000 |
| Interest expense | 195,000 | 409,000 | 654,000 | 929,000 |
| Net interest income | 955,000 | 1,960,000 | 2,968,000 | 3,966,000 |
| Noninterest income | 116,000 | 235,000 | 378,000 | 499,000 |
| Noninterest expense | 818,000 | 1,648,000 | 2,451,000 | 3,262,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 223,000 | 487,000 | 805,000 | 1,083,000 |
| Income tax | 15,000 | 30,000 | 45,000 | 79,000 |
| Net income | 208,000 | 457,000 | 760,000 | 1,004,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,688,000 | 8,653,000 | 8,956,000 | 9,025,000 |
| Total capital | 9,463,000 | 9,455,000 | 9,788,000 | 9,805,000 |
| Risk-weighted assets | 76,865,000 | 77,737,000 | 78,673,000 | 76,972,000 |