Call reports 2017
WESTSIDE STATE BANK — 2017
What WESTSIDE STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 101,853,000 | 100,049,000 | 103,013,000 | 102,612,000 |
| Total loans | 82,661,000 | 84,955,000 | 87,097,000 | 85,883,000 |
| Allowance for loan losses | 784,000 | 814,000 | 816,000 | 737,000 |
| Securities available for sale | 7,308,000 | 6,299,000 | 6,256,000 | 6,181,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,852,000 | 78,875,000 | 80,513,000 | 84,004,000 |
| Interest-bearing deposits | 68,145,000 | 65,846,000 | 67,940,000 | 70,714,000 |
| Noninterest-bearing deposits | 14,707,000 | 13,029,000 | 12,573,000 | 13,290,000 |
| Equity capital | 8,277,000 | 8,390,000 | 8,685,000 | 9,633,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,018,000 | 2,083,000 | 3,215,000 | 4,342,000 |
| Interest expense | 143,000 | 291,000 | 469,000 | 646,000 |
| Net interest income | 875,000 | 1,792,000 | 2,746,000 | 3,696,000 |
| Noninterest income | 115,000 | 208,000 | 327,000 | 431,000 |
| Noninterest expense | 721,000 | 1,483,000 | 2,247,000 | 3,097,000 |
| Provision for loan losses | 10,000 | 40,000 | 70,000 | 100,000 |
| Pretax income | 259,000 | 477,000 | 756,000 | 930,000 |
| Income tax | 12,000 | 24,000 | 0 | 6,000 |
| Net income | 247,000 | 453,000 | 756,000 | 924,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,493,000 | 7,560,000 | 7,863,000 | 8,860,000 |
| Total capital | 8,277,000 | 8,374,000 | 8,679,000 | 9,597,000 |
| Risk-weighted assets | 71,556,000 | 76,422,000 | 77,580,000 | 72,523,000 |