Call reports 2011
WESTSIDE STATE BANK — 2011
What WESTSIDE STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 70,025,000 | 68,950,000 | 69,247,000 | 69,488,000 |
| Total loans | 47,179,000 | 50,417,000 | 53,335,000 | 53,500,000 |
| Allowance for loan losses | 561,000 | 575,000 | 582,000 | 600,000 |
| Securities available for sale | 17,319,000 | 2,541,000 | 4,412,000 | 5,966,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,573,000 | 56,677,000 | 58,078,000 | 58,080,000 |
| Interest-bearing deposits | 46,431,000 | 47,438,000 | 48,034,000 | 47,699,000 |
| Noninterest-bearing deposits | 10,142,000 | 9,239,000 | 10,044,000 | 10,381,000 |
| Equity capital | 5,883,000 | 6,383,000 | 6,838,000 | 7,077,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 804,000 | 1,603,000 | 2,401,000 | 3,189,000 |
| Interest expense | 123,000 | 241,000 | 350,000 | 453,000 |
| Net interest income | 681,000 | 1,362,000 | 2,051,000 | 2,736,000 |
| Noninterest income | 48,000 | 104,000 | 150,000 | 209,000 |
| Noninterest expense | 459,000 | 914,000 | 1,386,000 | 1,855,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 255,000 | 978,000 | 1,226,000 | 1,486,000 |
| Income tax | 13,000 | 51,000 | 63,000 | 72,000 |
| Net income | 242,000 | 927,000 | 1,163,000 | 1,414,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,926,000 | 5,617,000 | 5,846,000 | 6,096,000 |
| Total capital | 5,487,000 | 6,192,000 | 6,381,000 | 6,657,000 |
| Risk-weighted assets | 47,392,000 | 49,287,000 | 47,457,000 | 51,141,000 |