Call reports 2006
WESTSIDE STATE BANK — 2006
What WESTSIDE STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 50,138,000 | 50,789,000 | 50,366,000 | 53,479,000 |
| Total loans | 39,461,000 | 39,581,000 | 39,908,000 | 38,465,000 |
| Allowance for loan losses | 469,000 | 478,000 | 473,000 | 409,000 |
| Securities available for sale | 6,982,000 | 6,743,000 | 6,092,000 | 7,386,000 |
| Securities held to maturity | 116,000 | 115,000 | 115,000 | 114,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,837,000 | 39,575,000 | 39,346,000 | 42,428,000 |
| Interest-bearing deposits | 32,554,000 | 33,224,000 | 33,404,000 | 35,347,000 |
| Noninterest-bearing deposits | 6,283,000 | 6,351,000 | 5,942,000 | 7,081,000 |
| Equity capital | 4,677,000 | 4,708,000 | 4,966,000 | 4,978,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 772,000 | 1,568,000 | 2,404,000 | 3,261,000 |
| Interest expense | 270,000 | 577,000 | 920,000 | 1,288,000 |
| Net interest income | 502,000 | 991,000 | 1,484,000 | 1,973,000 |
| Noninterest income | 56,000 | 124,000 | 193,000 | 264,000 |
| Noninterest expense | 331,000 | 668,000 | 1,021,000 | 1,363,000 |
| Provision for loan losses | 0 | 50,000 | 50,000 | 50,000 |
| Pretax income | 227,000 | 397,000 | 606,000 | 824,000 |
| Income tax | 79,000 | 93,000 | 101,000 | 112,000 |
| Net income | 148,000 | 304,000 | 505,000 | 712,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,941,000 | 4,050,000 | 4,251,000 | 4,258,000 |
| Total capital | 4,395,000 | 4,495,000 | 4,697,000 | 4,667,000 |
| Risk-weighted assets | 36,318,000 | 35,640,000 | 35,727,000 | 35,612,000 |
Machine access — free, no API key
Every figure shown here about WESTSIDE STATE BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.