Call reports 2023
GREAT OAKS BANK — 2023
What GREAT OAKS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 324,736,000 | 330,567,000 | 321,188,000 | 352,290,000 |
| Total loans | 183,907,000 | 191,917,000 | 199,525,000 | 211,785,000 |
| Allowance for loan losses | 2,717,000 | 2,884,000 | 3,018,000 | 3,568,000 |
| Securities available for sale | 62,878,000 | 60,549,000 | 57,676,000 | 67,977,000 |
| Securities held to maturity | 41,954,000 | 41,213,000 | 39,693,000 | 38,973,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 286,757,000 | 301,989,000 | 291,749,000 | 321,304,000 |
| Interest-bearing deposits | 183,685,000 | 201,036,000 | 196,428,000 | 216,877,000 |
| Noninterest-bearing deposits | 103,072,000 | 100,953,000 | 95,321,000 | 104,427,000 |
| Equity capital | 24,092,000 | 24,618,000 | 25,130,000 | 26,803,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,986,000 | 8,442,000 | 13,097,000 | 18,105,000 |
| Interest expense | 616,000 | 1,573,000 | 2,717,000 | 4,126,000 |
| Net interest income | 3,370,000 | 6,869,000 | 10,380,000 | 13,979,000 |
| Noninterest income | 365,000 | 741,000 | 1,147,000 | 1,503,000 |
| Noninterest expense | 2,541,000 | 5,137,000 | 7,811,000 | 10,335,000 |
| Provision for loan losses | 66,000 | 236,000 | 385,000 | 644,000 |
| Pretax income | 813,000 | 1,947,000 | 3,042,000 | 4,375,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 813,000 | 1,947,000 | 3,042,000 | 4,375,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,664,000 | 31,081,000 | 32,974,000 | 32,807,000 |
| Total capital | 32,669,000 | 34,228,000 | 35,748,000 | 36,478,000 |
| Risk-weighted assets | 268,113,000 | 275,793,000 | 280,996,000 | 303,253,000 |