Call reports 2022
GREAT OAKS BANK — 2022
What GREAT OAKS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 298,445,000 | 292,189,000 | 298,406,000 | 309,124,000 |
| Total loans | 160,067,000 | 170,745,000 | 174,475,000 | 176,236,000 |
| Allowance for loan losses | 2,070,000 | 2,222,000 | 2,328,000 | 2,425,000 |
| Securities available for sale | 82,619,000 | 81,264,000 | 76,089,000 | 74,438,000 |
| Securities held to maturity | 0 | 0 | 17,023,000 | 22,466,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 271,356,000 | 267,139,000 | 274,805,000 | 282,585,000 |
| Interest-bearing deposits | 190,783,000 | 189,242,000 | 183,062,000 | 179,951,000 |
| Noninterest-bearing deposits | 80,573,000 | 77,898,000 | 91,743,000 | 102,634,000 |
| Equity capital | 25,882,000 | 23,972,000 | 22,269,000 | 22,874,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,592,000 | 5,343,000 | 8,327,000 | 11,872,000 |
| Interest expense | 111,000 | 200,000 | 370,000 | 710,000 |
| Net interest income | 2,481,000 | 5,143,000 | 7,957,000 | 11,162,000 |
| Noninterest income | 352,000 | 814,000 | 1,276,000 | 1,599,000 |
| Noninterest expense | 2,121,000 | 4,358,000 | 6,670,000 | 8,884,000 |
| Provision for loan losses | 174,000 | 332,000 | 443,000 | 543,000 |
| Pretax income | 538,000 | 1,274,000 | 2,127,000 | 3,341,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 538,000 | 1,274,000 | 2,127,000 | 3,341,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,950,000 | 28,825,000 | 29,451,000 | 29,516,000 |
| Total capital | 30,020,000 | 31,047,000 | 31,779,000 | 31,941,000 |
| Risk-weighted assets | 202,027,000 | 222,974,000 | 243,159,000 | 248,548,000 |