Call reports 2021
GREAT OAKS BANK — 2021
What GREAT OAKS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 251,228,000 | 263,876,000 | 287,022,000 | 290,284,000 |
| Total loans | 146,873,000 | 141,600,000 | 139,974,000 | 151,176,000 |
| Allowance for loan losses | 1,762,000 | 1,759,000 | 1,756,000 | 1,933,000 |
| Securities available for sale | 28,387,000 | 34,407,000 | 45,220,000 | 70,014,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 231,272,000 | 243,149,000 | 254,805,000 | 259,267,000 |
| Interest-bearing deposits | 161,535,000 | 172,611,000 | 182,167,000 | 187,292,000 |
| Noninterest-bearing deposits | 69,738,000 | 70,538,000 | 72,638,000 | 71,976,000 |
| Equity capital | 18,263,000 | 18,951,000 | 30,600,000 | 29,668,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,127,000 | 4,500,000 | 7,127,000 | 9,539,000 |
| Interest expense | 169,000 | 342,000 | 513,000 | 671,000 |
| Net interest income | 1,958,000 | 4,158,000 | 6,614,000 | 8,868,000 |
| Noninterest income | 389,000 | 763,000 | 1,224,000 | 1,637,000 |
| Noninterest expense | 1,905,000 | 3,835,000 | 5,824,000 | 7,835,000 |
| Provision for loan losses | 31,000 | 31,000 | 31,000 | 209,000 |
| Pretax income | 412,000 | 1,056,000 | 1,984,000 | 2,462,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 412,000 | 1,056,000 | 1,984,000 | 2,462,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,085,000 | 17,579,000 | 28,133,000 | 27,612,000 |
| Total capital | 18,847,000 | 19,310,000 | 29,889,000 | 29,545,000 |
| Risk-weighted assets | 141,094,000 | 138,495,000 | 155,587,000 | 195,755,000 |