Call reports 2020
GREAT OAKS BANK — 2020
What GREAT OAKS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 174,921,000 | 202,030,000 | 197,810,000 | 223,279,000 |
| Total loans | 116,162,000 | 145,506,000 | 149,960,000 | 147,747,000 |
| Allowance for loan losses | 1,461,000 | 1,523,000 | 1,648,000 | 1,737,000 |
| Securities available for sale | 22,132,000 | 22,513,000 | 24,466,000 | 24,381,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,569,000 | 182,335,000 | 178,245,000 | 203,537,000 |
| Interest-bearing deposits | 113,369,000 | 121,067,000 | 130,150,000 | 148,099,000 |
| Noninterest-bearing deposits | 44,200,000 | 61,269,000 | 48,094,000 | 55,438,000 |
| Equity capital | 16,300,000 | 17,442,000 | 17,514,000 | 18,134,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,902,000 | 3,886,000 | 5,982,000 | 8,318,000 |
| Interest expense | 246,000 | 419,000 | 578,000 | 753,000 |
| Net interest income | 1,656,000 | 3,467,000 | 5,404,000 | 7,565,000 |
| Noninterest income | 304,000 | 597,000 | 837,000 | 1,353,000 |
| Noninterest expense | 1,544,000 | 3,033,000 | 4,791,000 | 6,686,000 |
| Provision for loan losses | 63,000 | 125,000 | 245,000 | 334,000 |
| Pretax income | 353,000 | 906,000 | 1,205,000 | 1,898,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 353,000 | 906,000 | 1,205,000 | 1,898,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,754,000 | 16,305,000 | 16,355,000 | 16,774,000 |
| Total capital | 17,160,000 | 17,754,000 | 17,930,000 | 18,427,000 |
| Risk-weighted assets | 112,473,000 | 115,866,000 | 125,971,000 | 132,231,000 |