Call reports 2019
GREAT OAKS BANK — 2019
What GREAT OAKS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 148,496,000 | 147,096,000 | 155,513,000 | 164,537,000 |
| Total loans | 93,885,000 | 103,200,000 | 107,606,000 | 113,562,000 |
| Allowance for loan losses | 1,153,000 | 1,270,000 | 1,338,000 | 1,411,000 |
| Securities available for sale | 25,921,000 | 21,396,000 | 20,221,000 | 18,377,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,329,000 | 130,420,000 | 138,363,000 | 147,388,000 |
| Interest-bearing deposits | 92,950,000 | 93,657,000 | 103,856,000 | 110,811,000 |
| Noninterest-bearing deposits | 39,379,000 | 36,763,000 | 34,507,000 | 36,577,000 |
| Equity capital | 15,245,000 | 15,605,000 | 16,027,000 | 16,012,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,602,000 | 3,379,000 | 5,192,000 | 7,057,000 |
| Interest expense | 142,000 | 314,000 | 524,000 | 757,000 |
| Net interest income | 1,460,000 | 3,065,000 | 4,668,000 | 6,300,000 |
| Noninterest income | 315,000 | 638,000 | 977,000 | 1,138,000 |
| Noninterest expense | 1,344,000 | 2,743,000 | 4,210,000 | 5,719,000 |
| Provision for loan losses | 60,000 | 171,000 | 255,000 | 323,000 |
| Pretax income | 371,000 | 852,000 | 1,243,000 | 1,459,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 371,000 | 852,000 | 1,243,000 | 1,459,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,987,000 | 15,219,000 | 15,609,000 | 15,650,000 |
| Total capital | 16,140,000 | 16,489,000 | 16,888,000 | 16,999,000 |
| Risk-weighted assets | 95,362,000 | 103,605,000 | 102,271,000 | 107,899,000 |