Call reports 2018
GREAT OAKS BANK — 2018
What GREAT OAKS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 136,438,000 | 132,778,000 | 129,223,000 | 138,216,000 |
| Total loans | 77,632,000 | 81,550,000 | 79,417,000 | 81,611,000 |
| Allowance for loan losses | 944,000 | 988,000 | 990,000 | 1,067,000 |
| Securities available for sale | 31,771,000 | 31,363,000 | 29,349,000 | 27,425,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,001,000 | 120,823,000 | 116,998,000 | 122,274,000 |
| Interest-bearing deposits | 86,381,000 | 88,873,000 | 86,773,000 | 86,253,000 |
| Noninterest-bearing deposits | 38,620,000 | 31,950,000 | 30,226,000 | 36,021,000 |
| Equity capital | 10,463,000 | 10,919,000 | 11,177,000 | 14,898,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,319,000 | 2,713,000 | 4,103,000 | 5,509,000 |
| Interest expense | 88,000 | 179,000 | 286,000 | 404,000 |
| Net interest income | 1,231,000 | 2,534,000 | 3,817,000 | 5,105,000 |
| Noninterest income | 259,000 | 558,000 | 794,000 | 806,000 |
| Noninterest expense | 1,140,000 | 2,272,000 | 3,410,000 | 4,588,000 |
| Provision for loan losses | 19,000 | 38,000 | 56,000 | 75,000 |
| Pretax income | 331,000 | 782,000 | 1,145,000 | 1,248,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 331,000 | 782,000 | 1,145,000 | 1,248,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,449,000 | 10,901,000 | 11,263,000 | 14,867,000 |
| Total capital | 11,393,000 | 11,888,000 | 12,253,000 | 15,914,000 |
| Risk-weighted assets | 82,909,000 | 86,092,000 | 82,795,000 | 83,759,000 |