Call reports 2017
GREAT OAKS BANK — 2017
What GREAT OAKS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 135,370,000 | 133,576,000 | 129,707,000 | 135,463,000 |
| Total loans | 71,486,000 | 73,722,000 | 74,267,000 | 76,386,000 |
| Allowance for loan losses | 1,182,000 | 1,154,000 | 1,130,000 | 925,000 |
| Securities available for sale | 35,130,000 | 34,164,000 | 31,930,000 | 29,478,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,803,000 | 122,445,000 | 118,206,000 | 124,068,000 |
| Interest-bearing deposits | 88,409,000 | 88,673,000 | 86,966,000 | 85,896,000 |
| Noninterest-bearing deposits | 36,394,000 | 33,772,000 | 31,240,000 | 38,172,000 |
| Equity capital | 9,666,000 | 10,162,000 | 10,509,000 | 10,387,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,195,000 | 2,469,000 | 3,714,000 | 5,001,000 |
| Interest expense | 88,000 | 178,000 | 269,000 | 359,000 |
| Net interest income | 1,107,000 | 2,291,000 | 3,445,000 | 4,642,000 |
| Noninterest income | 173,000 | 350,000 | 598,000 | -560,000 |
| Noninterest expense | 1,144,000 | 2,261,000 | 3,325,000 | 4,498,000 |
| Provision for loan losses | 0 | 0 | 0 | -200,000 |
| Pretax income | 136,000 | 380,000 | 718,000 | -216,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 136,000 | 380,000 | 718,000 | -216,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,470,000 | 9,714,000 | 10,052,000 | 10,118,000 |
| Total capital | 10,457,000 | 10,706,000 | 11,050,000 | 11,043,000 |
| Risk-weighted assets | 78,801,000 | 79,233,000 | 79,702,000 | 79,742,000 |