Call reports 2016
GREAT OAKS BANK — 2016
What GREAT OAKS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 129,777,000 | 133,885,000 | 125,414,000 | 128,134,000 |
| Total loans | 71,331,000 | 73,037,000 | 72,105,000 | 72,168,000 |
| Allowance for loan losses | 1,156,000 | 1,154,000 | 1,161,000 | 1,165,000 |
| Securities available for sale | 34,342,000 | 33,441,000 | 31,243,000 | 29,672,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,465,000 | 123,115,000 | 114,639,000 | 117,755,000 |
| Interest-bearing deposits | 88,177,000 | 88,858,000 | 86,506,000 | 86,033,000 |
| Noninterest-bearing deposits | 31,288,000 | 34,257,000 | 28,133,000 | 31,722,000 |
| Equity capital | 8,293,000 | 8,775,000 | 9,801,000 | 9,457,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,182,000 | 2,384,000 | 3,610,000 | 4,816,000 |
| Interest expense | 90,000 | 181,000 | 271,000 | 361,000 |
| Net interest income | 1,092,000 | 2,203,000 | 3,339,000 | 4,455,000 |
| Noninterest income | 216,000 | 459,000 | 695,000 | 873,000 |
| Noninterest expense | 1,169,000 | 2,374,000 | 3,618,000 | 4,824,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 174,000 | 323,000 | 451,000 | 539,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 174,000 | 323,000 | 451,000 | 539,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,969,000 | 9,118,000 | 9,245,000 | 9,334,000 |
| Total capital | 9,917,000 | 10,078,000 | 10,212,000 | 10,288,000 |
| Risk-weighted assets | 75,679,000 | 76,656,000 | 77,215,000 | 76,169,000 |