Call reports 2015
GREAT OAKS BANK — 2015
What GREAT OAKS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 128,742,000 | 129,301,000 | 128,214,000 | 129,972,000 |
| Total loans | 62,042,000 | 66,336,000 | 68,028,000 | 70,496,000 |
| Allowance for loan losses | 1,145,000 | 1,167,000 | 1,154,000 | 1,151,000 |
| Securities available for sale | 41,537,000 | 39,931,000 | 37,947,000 | 36,663,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,705,000 | 117,870,000 | 114,471,000 | 119,960,000 |
| Interest-bearing deposits | 90,212,000 | 89,336,000 | 87,069,000 | 87,563,000 |
| Noninterest-bearing deposits | 28,493,000 | 28,534,000 | 27,402,000 | 32,397,000 |
| Equity capital | 8,127,000 | 7,992,000 | 8,235,000 | 8,034,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,119,000 | 2,245,000 | 3,399,000 | 4,592,000 |
| Interest expense | 106,000 | 199,000 | 293,000 | 386,000 |
| Net interest income | 1,013,000 | 2,046,000 | 3,106,000 | 4,206,000 |
| Noninterest income | 243,000 | 501,000 | 769,000 | 817,000 |
| Noninterest expense | 1,179,000 | 2,332,000 | 3,574,000 | 4,766,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 77,000 | 277,000 | 377,000 | 333,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 77,000 | 277,000 | 377,000 | 333,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,538,000 | 8,738,000 | 8,837,000 | 8,794,000 |
| Total capital | 9,464,000 | 9,721,000 | 9,819,000 | 9,780,000 |
| Risk-weighted assets | 73,866,000 | 78,442,000 | 78,418,000 | 78,706,000 |