Call reports 2014
GREAT OAKS BANK — 2014
What GREAT OAKS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 134,104,000 | 130,216,000 | 125,420,000 | 129,199,000 |
| Total loans | 60,354,000 | 60,342,000 | 64,687,000 | 63,038,000 |
| Allowance for loan losses | 1,525,000 | 1,500,000 | 1,143,000 | 1,169,000 |
| Securities available for sale | 42,793,000 | 42,417,000 | 41,821,000 | 40,858,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,750,000 | 117,752,000 | 113,792,000 | 117,443,000 |
| Interest-bearing deposits | 93,256,000 | 91,769,000 | 89,250,000 | 89,667,000 |
| Noninterest-bearing deposits | 27,493,000 | 25,983,000 | 24,542,000 | 27,776,000 |
| Equity capital | 7,448,000 | 8,017,000 | 8,129,000 | 7,858,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,146,000 | 2,263,000 | 3,343,000 | 4,466,000 |
| Interest expense | 146,000 | 290,000 | 417,000 | 535,000 |
| Net interest income | 1,000,000 | 1,973,000 | 2,926,000 | 3,931,000 |
| Noninterest income | 301,000 | 509,000 | 760,000 | 1,017,000 |
| Noninterest expense | 1,232,000 | 2,362,000 | 3,567,000 | 4,752,000 |
| Provision for loan losses | 45,000 | 90,000 | 105,000 | 105,000 |
| Pretax income | 24,000 | 33,000 | 6,000 | 83,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 24,000 | 33,000 | 6,000 | 83,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,402,000 | 8,411,000 | 8,385,000 | 8,461,000 |
| Total capital | 9,333,000 | 9,316,000 | 9,331,000 | 9,388,000 |
| Risk-weighted assets | 73,850,000 | 71,792,000 | 75,487,000 | 73,948,000 |