Call reports 2013
GREAT OAKS BANK — 2013
What GREAT OAKS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 141,145,000 | 136,878,000 | 129,040,000 | 130,376,000 |
| Total loans | 62,171,000 | 60,596,000 | 60,774,000 | 61,190,000 |
| Allowance for loan losses | 2,049,000 | 2,118,000 | 2,106,000 | 1,471,000 |
| Securities available for sale | 57,075,000 | 46,733,000 | 43,904,000 | 43,313,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,305,000 | 121,448,000 | 116,273,000 | 117,828,000 |
| Interest-bearing deposits | 97,693,000 | 96,833,000 | 95,444,000 | 93,296,000 |
| Noninterest-bearing deposits | 26,612,000 | 24,615,000 | 20,829,000 | 24,532,000 |
| Equity capital | 8,024,000 | 6,504,000 | 6,346,000 | 6,686,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,277,000 | 2,475,000 | 3,698,000 | 4,881,000 |
| Interest expense | 211,000 | 410,000 | 588,000 | 741,000 |
| Net interest income | 1,066,000 | 2,065,000 | 3,110,000 | 4,140,000 |
| Noninterest income | 180,000 | 298,000 | 548,000 | 775,000 |
| Noninterest expense | 1,287,000 | 2,479,000 | 3,754,000 | 4,953,000 |
| Provision for loan losses | 180,000 | 245,000 | 245,000 | 400,000 |
| Pretax income | -221,000 | -180,000 | -160,000 | -257,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -221,000 | -180,000 | -160,000 | -257,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,417,000 | 8,455,000 | 8,476,000 | 8,378,000 |
| Total capital | 9,407,000 | 9,398,000 | 9,422,000 | 9,328,000 |
| Risk-weighted assets | 78,116,000 | 74,243,000 | 74,486,000 | 75,495,000 |