Call reports 2012
GREAT OAKS BANK — 2012
What GREAT OAKS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 149,175,000 | 145,206,000 | 140,093,000 | 139,718,000 |
| Total loans | 76,032,000 | 70,396,000 | 68,283,000 | 64,822,000 |
| Allowance for loan losses | 2,042,000 | 1,828,000 | 1,865,000 | 1,867,000 |
| Securities available for sale | 23,947,000 | 47,078,000 | 45,039,000 | 42,917,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,784,000 | 126,069,000 | 120,486,000 | 122,345,000 |
| Interest-bearing deposits | 102,642,000 | 101,477,000 | 96,916,000 | 95,312,000 |
| Noninterest-bearing deposits | 27,142,000 | 24,592,000 | 23,570,000 | 27,033,000 |
| Equity capital | 8,949,000 | 8,650,000 | 9,082,000 | 8,564,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,511,000 | 2,960,000 | 4,386,000 | 5,728,000 |
| Interest expense | 324,000 | 630,000 | 915,000 | 1,143,000 |
| Net interest income | 1,187,000 | 2,330,000 | 3,471,000 | 4,585,000 |
| Noninterest income | 171,000 | 385,000 | 454,000 | 496,000 |
| Noninterest expense | 1,341,000 | 2,700,000 | 4,087,000 | 5,469,000 |
| Provision for loan losses | -1,553,000 | -1,303,000 | -1,201,000 | -700,000 |
| Pretax income | 2,044,000 | 1,974,000 | 1,821,000 | 1,094,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,044,000 | 1,974,000 | 1,821,000 | 1,094,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,586,000 | 9,516,000 | 9,363,000 | 8,636,000 |
| Total capital | 10,642,000 | 10,603,000 | 10,398,000 | 9,640,000 |
| Risk-weighted assets | 83,514,000 | 86,232,000 | 81,964,000 | 79,430,000 |