Call reports 2011
GREAT OAKS BANK — 2011
What GREAT OAKS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 168,030,000 | 162,130,000 | 147,161,000 | 145,540,000 |
| Total loans | 101,207,000 | 95,441,000 | 90,055,000 | 83,416,000 |
| Allowance for loan losses | 2,639,000 | 2,341,000 | 2,071,000 | 2,107,000 |
| Securities available for sale | 10,039,000 | 13,601,000 | 19,747,000 | 30,399,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,573,000 | 143,661,000 | 129,261,000 | 128,112,000 |
| Interest-bearing deposits | 123,300,000 | 117,846,000 | 105,061,000 | 102,460,000 |
| Noninterest-bearing deposits | 25,273,000 | 25,815,000 | 24,200,000 | 25,652,000 |
| Equity capital | 7,502,000 | 6,345,000 | 7,544,000 | 6,871,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,946,000 | 3,791,000 | 5,521,000 | 7,129,000 |
| Interest expense | 615,000 | 1,152,000 | 1,604,000 | 1,951,000 |
| Net interest income | 1,331,000 | 2,639,000 | 3,917,000 | 5,178,000 |
| Noninterest income | 108,000 | 301,000 | 442,000 | 228,000 |
| Noninterest expense | 1,190,000 | 2,445,000 | 3,772,000 | 5,020,000 |
| Provision for loan losses | 255,000 | 1,365,000 | 1,855,000 | 2,255,000 |
| Pretax income | -7,000 | -872,000 | -1,293,000 | -1,894,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -7,000 | -872,000 | -1,293,000 | -1,894,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,178,000 | 7,313,000 | 8,143,000 | 7,540,000 |
| Total capital | 9,582,000 | 8,656,000 | 9,354,000 | 8,686,000 |
| Risk-weighted assets | 111,124,000 | 106,815,000 | 96,042,000 | 90,727,000 |