Call reports 2008
GREAT OAKS BANK — 2008
What GREAT OAKS BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 172,005,000 | 172,367,000 | 180,143,000 | 184,502,000 |
| Total loans | 119,433,000 | 123,395,000 | 125,074,000 | 121,606,000 |
| Allowance for loan losses | 1,843,000 | 1,850,000 | 1,867,000 | 2,059,000 |
| Securities available for sale | 36,077,000 | 33,893,000 | 36,278,000 | 37,538,000 |
| Securities held to maturity | 3,000 | 3,000 | 3,000 | 3,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,165,000 | 145,368,000 | 152,354,000 | 157,030,000 |
| Interest-bearing deposits | 126,377,000 | 129,172,000 | 135,749,000 | 139,580,000 |
| Noninterest-bearing deposits | 17,788,000 | 16,196,000 | 16,605,000 | 17,450,000 |
| Equity capital | 15,196,000 | 14,650,000 | 14,698,000 | 14,003,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,289,000 | 6,314,000 | 9,257,000 | 12,130,000 |
| Interest expense | 1,358,000 | 2,564,000 | 3,706,000 | 4,885,000 |
| Net interest income | 1,931,000 | 3,750,000 | 5,551,000 | 7,245,000 |
| Noninterest income | 274,000 | 589,000 | 852,000 | 1,148,000 |
| Noninterest expense | 1,052,000 | 2,129,000 | 3,200,000 | 4,451,000 |
| Provision for loan losses | 135,000 | 330,000 | 555,000 | 1,270,000 |
| Pretax income | 1,018,000 | 1,880,000 | 2,648,000 | 2,703,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,018,000 | 1,880,000 | 2,648,000 | 2,703,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,974,000 | 15,136,000 | 15,454,000 | 14,810,000 |
| Total capital | 16,476,000 | 16,681,000 | 17,027,000 | 16,451,000 |
| Risk-weighted assets | 119,789,000 | 123,275,000 | 125,522,000 | 130,844,000 |
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