Call reports 2007
GREAT OAKS BANK — 2007
What GREAT OAKS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 166,483,000 | 164,833,000 | 171,249,000 | 173,079,000 |
| Total loans | 107,121,000 | 111,150,000 | 114,682,000 | 118,087,000 |
| Allowance for loan losses | 1,543,000 | 1,667,000 | 1,719,000 | 1,770,000 |
| Securities available for sale | 43,071,000 | 38,100,000 | 39,913,000 | 36,718,000 |
| Securities held to maturity | 3,000 | 3,000 | 3,000 | 3,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,114,000 | 139,924,000 | 145,777,000 | 147,566,000 |
| Interest-bearing deposits | 124,761,000 | 124,650,000 | 129,999,000 | 128,267,000 |
| Noninterest-bearing deposits | 17,353,000 | 15,274,000 | 15,778,000 | 19,300,000 |
| Equity capital | 12,968,000 | 13,326,000 | 14,054,000 | 14,405,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,018,000 | 6,230,000 | 9,603,000 | 12,969,000 |
| Interest expense | 1,422,000 | 2,874,000 | 4,381,000 | 5,885,000 |
| Net interest income | 1,596,000 | 3,356,000 | 5,222,000 | 7,084,000 |
| Noninterest income | 225,000 | 417,000 | 656,000 | 977,000 |
| Noninterest expense | 904,000 | 1,859,000 | 2,850,000 | 4,116,000 |
| Provision for loan losses | 150,000 | 307,000 | 375,000 | 595,000 |
| Pretax income | 767,000 | 1,607,000 | 2,653,000 | 3,350,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 767,000 | 1,607,000 | 2,653,000 | 3,350,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,173,000 | 13,564,000 | 14,161,000 | 14,407,000 |
| Total capital | 14,493,000 | 14,969,000 | 15,642,000 | 15,926,000 |
| Risk-weighted assets | 105,352,000 | 112,107,000 | 118,212,000 | 121,283,000 |
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