Call reports 2004
GREAT OAKS BANK — 2004
What GREAT OAKS BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 135,721,000 | 134,628,000 | 141,797,000 | 140,986,000 |
| Total loans | 91,952,000 | 92,193,000 | 92,051,000 | 92,271,000 |
| Allowance for loan losses | 1,319,000 | 1,452,000 | 1,380,000 | 1,403,000 |
| Securities available for sale | 34,755,000 | 33,952,000 | 36,502,000 | 36,857,000 |
| Securities held to maturity | 21,000 | 18,000 | 15,000 | 14,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,671,000 | 111,457,000 | 117,777,000 | 117,433,000 |
| Interest-bearing deposits | 99,348,000 | 98,475,000 | 104,258,000 | 103,679,000 |
| Noninterest-bearing deposits | 13,323,000 | 12,982,000 | 13,519,000 | 13,754,000 |
| Equity capital | 9,808,000 | 9,940,000 | 10,595,000 | 10,648,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,903,000 | 3,837,000 | 5,752,000 | 7,832,000 |
| Interest expense | 565,000 | 1,133,000 | 1,750,000 | 2,416,000 |
| Net interest income | 1,338,000 | 2,704,000 | 4,002,000 | 5,416,000 |
| Noninterest income | 245,000 | 478,000 | 706,000 | 932,000 |
| Noninterest expense | 860,000 | 1,688,000 | 2,636,000 | 3,539,000 |
| Provision for loan losses | 180,000 | 240,000 | 275,000 | 400,000 |
| Pretax income | 543,000 | 1,254,000 | 1,799,000 | 2,414,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 543,000 | 1,254,000 | 1,799,000 | 2,414,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,866,000 | 10,327,000 | 10,622,000 | 10,712,000 |
| Total capital | 11,025,000 | 11,476,000 | 11,783,000 | 11,862,000 |
| Risk-weighted assets | 92,280,000 | 91,617,000 | 92,682,000 | 91,753,000 |
Machine access — free, no API key
Every figure shown here about GREAT OAKS BANK — 2004 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.