Call reports 2025
BENCHMARK BANK — 2025
What BENCHMARK BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,218,286,000 | 1,265,483,000 | 1,510,469,000 | 1,539,019,000 |
| Total loans | 911,292,000 | 905,026,000 | 1,001,810,000 | 1,020,460,000 |
| Allowance for loan losses | 9,261,000 | 9,661,000 | 9,755,000 | 9,784,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 8,426,000 | 8,416,000 | 8,405,000 | 8,393,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,091,370,000 | 1,136,140,000 | 1,376,581,000 | 1,412,446,000 |
| Interest-bearing deposits | 694,904,000 | 729,197,000 | 865,955,000 | 891,941,000 |
| Noninterest-bearing deposits | 396,466,000 | 406,943,000 | 510,626,000 | 520,505,000 |
| Equity capital | 115,725,000 | 116,099,000 | 118,150,000 | 116,841,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 17,320,000 | 36,213,000 | 56,130,000 | 77,545,000 |
| Interest expense | 5,677,000 | 11,677,000 | 18,198,000 | 24,652,000 |
| Net interest income | 11,643,000 | 24,536,000 | 37,932,000 | 52,893,000 |
| Noninterest income | 5,053,000 | 10,617,000 | 15,610,000 | 21,310,000 |
| Noninterest expense | 12,388,000 | 25,827,000 | 38,935,000 | 52,389,000 |
| Provision for loan losses | -303,000 | 97,000 | 76,000 | 3,201,000 |
| Pretax income | 4,903,000 | 9,427,000 | 14,278,000 | 17,919,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,903,000 | 9,427,000 | 14,278,000 | 17,919,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 115,725,000 | 116,099,000 | 118,150,000 | 116,841,000 |
| Total capital | 125,452,000 | 126,320,000 | 128,915,000 | 128,076,000 |
| Risk-weighted assets | 923,032,000 | 920,116,000 | 1,052,810,000 | 1,085,430,000 |